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In order to save on taxes, I want to buy a home or condo. I know that the mortgage payment is tax-deductible. But I’m not sure whether I should buy a condo or look for a townhome.

How do I know if it makes more sense to rent rather than buying my own home? I’d greatly appreciate your guidance.

A: I don’t think it’s a good idea to buy a place just because you’ll save on taxes. You may save something, but you may end up spending more by owning than you’ll save, so it’s hardly a savings. Here are some of the best reasons I know to buy property:

1. You really want to own your own home and you’re ready to take on that responsibility. You’ve found the neighborhood you want to live in and believe that living there will be better for you and your family than living in a rental home or in an area comprised mainly of rentals.

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